Medicare Alert

Are You Paying a
Hidden Medicare Surcharge?

IRMAA (Income-Related Monthly Adjustment Amount) can add $1,000 to $12,000+ per year to your Medicare premiums. Most retirees don't know they're at risk until it's too late.

$109K
Single filer threshold
$218K
Joint filer threshold
$6K+
Max annual surcharge
5M+
Americans pay IRMAA

No personal financial information needed to get started. Free. No obligation.

This tool provides general educational information only and does not constitute tax, legal, or financial advice. Results are illustrative estimates based on your self-reported answers and publicly available Medicare thresholds. IRMAA status is determined by the IRS based on your Modified Adjusted Gross Income (MAGI). Please consult a qualified CPA or tax advisor to confirm your MAGI and actual IRMAA status. Licensed insurance agents are not tax advisors.

Have questions about your results?

Reach out to the financial professional who shared this tool with you.

This tool provides general educational information only and does not constitute tax, legal, or financial advice. Results are illustrative estimates based on publicly available Medicare thresholds. IRMAA status is determined by the IRS based on your MAGI. Please consult a qualified CPA or tax advisor. Licensed insurance agents are not tax advisors.

IRMAA Medicare Surcharge Calculator | Annuity.com Tools